Buy Now, Pay Later with Klarna Explained

Offering flexibility when purchasing your favourite equestrian clothing and tack is just one of the many reasons customers choose EQUUS. As well as introducing PayPal, we have also partnered with Klarna to offer further flexibility when purchasing from us. By choosing to pay with Klarna you can check-out and pay easily, with the option to either Pay In 30 Days or in 3 Easy Instalments

What is Klarna?

Klarna is a Swedish bank and payment service provider for over 100,000 online stores. Over 60 million worldwide customers have trusted Klarna to securely handle their payments.

BUY NOW, PAY IN 30 DAYS

STEP 1

SHOP! Add your favourite equestrian items to your basket as normal and head to checkout when you have everything you need.

STEP 2

Checkout as normal and select buy now, pay later with Klarna.

(Make sure you create a FREE account too, so you can collect your Rosette Reward Points.)

STEP 3

Select 'Complete your Order'. You will have 30 days to pay, with a reminder sent automatically by Klarna before payment is due.

For example, if you ordered with EQUUS on January 1st, you would have until February 1st to pay.

STEP 4

Enjoy your items from EQUUS!

BUY NOW, PAY LATER IN 3

STEP 1

SHOP! Add your favourite equestrian items to your basket as normal and head to checkout when you have everything you need.

STEP 2

Checkout as normal and select buy now, pay later with Klarna.

(Make sure you create a FREE account too, so you can collect your Rosette Reward Points.)

STEP 3

Select 'Complete your Order'. Your order will be split into 3 equal parts, with the first monthly payment due today, and the subsequent two due the following months.

For example, a £150 order with EQUUS place on January 1st would be split as follows:

Jan 1st - £50

Feb 1st - £50

Mar 1st - £50

STEP 4

Enjoy your items from EQUUS!

Terms & Conditions Apply

Paying later or in instalments are a great way to help you budget your finances and spread the cost of your spending - but we do ask you to think carefully before deciding to choose any kind of 'pay later' payment options. Be sure to plan ahead and ensure you have enough money to pay the required amounts back each month. If you want to know a bit more, our helpful FAQs are a good place to start.

If you choose Klarna's Pay in 30 days or Pay in 3 instalments, Klarna will not charge you interest or late fees, and there will be no impact on your credit score (either for choosing to use Klarna, or if a payment is late or missed). This doesn't mean you should go wild, though. It's about have the choice of being able to spend flexibly, and you should be sensible with the amount of products you are buying. Plus, don't forget to keep up to date on any remaining pay-later balances!

Klarna will perform soft searches with credit reference agencies when you take out its payment options ('Pay in 3' or 'Pay in 30 days') - this is just to check you're eligible. Don't worry, this won't impact your credit file and it's only visible to you and Klarna.

Klarna is an independent payment provider and EQUUS has no influence over whether your payment with Klarna is accepted or not. If you have any specific questions relating to your Klarna account or payments, please contact Klarna Customer Services.